• May 25, 2008 at 9:45 am

    I was told when my Mom came down with Altz. that medicaid could look back 5 yrs. I had her in a private facility for the last 2 yrs. but realized she doesn’t have enough to get past the look-back. I took her in 2 mons. ago to care for her in my home. This is the hardest challenge I ever face! The drs. gave her lorazepam for nerves but it doesn’t seem to help. I just want to make sure she has enough funds for the rest of her journey. Is anyone else in this situation? ❓

  • May 25, 2008 at 8:56 pm

    No—I’m not in your situation…but…Suspect that sooner or later most of us will find themselves there.

    Are you certain that your mother application would be turned down because of events that would be made obvious during the 5 year look back period? I may be wrong…but…I heard that NJ was relatively easy in their criteria. Why don’t you at least speak to a social worker? You might come away with some information about other programs that could help.

    I’d be tempted to apply for Medicaid and see what happens… Knowing what you are up against is better than worrying.

  • May 26, 2008 at 11:20 am

    Thanks, I was NJ was one of the hardest! I do know I’m having trouble with money. A lot of places want 24 to 30 mons. up front to have them as pateints going onto medicaid eventually

  • June 13, 2008 at 6:01 pm

    Dear Cool,

    I too am just starting to ask questions about the “look back” period. When does it start? I’ve heard, ‘when you enter the nursing home’, also, ‘when you apply for Medicaid’. What happens when Medicaid does look back? If you moved money, for example, 2 years ago, do they just add that to the PWD assets, or are you peanalized for moving the money?

    Also, if you start out in an assisted living facility, and you know they accept Medicaid patients, are they required to keep you as a patient or can they refuse treatment if you do not private pay?

    I have ton’s of questions regarding this process, in the state of Indiana in particular, and would like to know if there is a website or publication that will outline how it all works.

    My sister and I have considered taking Mother in our homes, but based on pleas for help such as your’s, I think we better think long and hard about going that route. My heart goes out to you. Having this disease in the family is hard enough without having to live it 24-7 in your home.

  • June 13, 2008 at 8:03 pm

    I went to various estate planners who all gave me different approaches to this… that’s why I’m so confused! The new look-back.. is now 5 yrs. They check to see if you moved money from your parents account and what assets they have. I’ve kept everthing above the board, but I don’t want to give medicaid all of my inheritance, I think that’s robbery! If they find something out of line, they can penalize you 5 or 6k a month, from what I’m told. If your parent is in a medicaid approved facility, they should know also from past clients. It seems that in NJ it’s hard to find the right answers ❓